Travel & money

Currency Converter

Convert common currencies using a current public reference rate, with a built-in fallback when the rate service is unavailable.

Convert currency

Converted amount
Reference rate

Getting current public reference rate…

Why your actual rate may differ

Financial institutions can add a spread, transfer charge, card fee, or cash exchange commission. Use the result as a planning reference and check the provider’s final quote before a transaction.

Privacy-friendly

The conversion runs in your browser. No account or personal details are required.

What problem does this currency converter solve?

It converts an amount between common currencies using a current public reference exchange rate, with a built-in fallback rate if the live rate service is temporarily unavailable. It gives you a quick, no-account planning figure before you check the exact rate your bank, card, or exchange counter will actually apply.

How to convert currency

  1. Enter the amount you want to convert.
  2. Choose the currency you're converting from.
  3. Choose the currency you're converting to.
  4. Review the converted amount and the reference rate used.
  5. Refresh later if you want the most current public rate.

Privacy, inputs, and limits

  • Upload: No account or personal details are required; only the amount and currency pair are sent to a public rate API.
  • Input: An amount and two currency codes.
  • Output: A reference conversion, not a locked-in transaction rate.
  • If the live rate service is unavailable, a built-in fallback rate is used and clearly labeled.
  • Banks, cards, and exchange counters commonly add a spread or fee on top of the reference rate.

Example

Converting $100 USD to EUR at a reference rate of roughly 0.92 gives about €92.00. A card issuer or currency exchange counter might apply a slightly different rate plus a 1-3% fee, so the actual amount charged or received can differ from this reference figure by a few percent — worth checking before a larger transaction.

Frequently asked questions

Why might my bank's rate be different?

Financial institutions commonly add a spread, transfer charge, card foreign transaction fee, or cash exchange commission on top of the public reference rate, so their quoted rate is rarely identical to this tool's result.

Where does the rate come from?

The tool requests a current rate from a public exchange rate API. If that request fails, it falls back to a built-in reference rate and labels the result accordingly so you know which source was used.

Is my data stored anywhere?

No account or personal information is required. The conversion runs in your browser and only the amount and currency codes are sent to the rate service to fetch a current rate.

Can I use this for a large transfer?

Use it as a planning reference only. For an actual transfer, confirm the exact rate and fees with your bank or transfer provider before committing, since a small rate difference matters more on larger amounts.